Files
zeekay f4ee7a0525 Publish under the org, not a person
Bylines, paper authorship, correspondence addresses and the founder blurb under
each post named an individual. They name the organisation that published the
work instead: the brand on posts and pages, the research byline on papers, and
research@ in place of a personal address. Both are what these repositories
already used elsewhere — nothing new was coined.

Co-authors are untouched. Where a paper named someone else alongside, they stay
named; only the one byline changed. Bibliography entries, running heads,
PDF metadata and affiliations move with it, so a citation still resolves to
whoever the cited paper names.

Sample and fixture data uses the placeholder name these tests already use
elsewhere, so no assertion changed meaning.
2026-09-01 08:58:10 -07:00

50 lines
2.3 KiB
TeX

\documentclass[11pt,a4paper]{article}
\usepackage{../shared/luxcover}
\usepackage[utf8]{inputenc}
\usepackage{amsmath,amssymb,amsfonts}
\usepackage{graphicx}
\usepackage{hyperref}
\usepackage{algorithm}
\usepackage{algpseudocode}
\usepackage{listings}
\input{../shared/lstlang}
\usepackage{xcolor}
\usepackage{booktabs}
\title{Lux Credit: Zero-Interest Self-Repaying Lending Protocol with 90\% LTV and Cross-Chain Collateral}
\author{
Lux Research\thanks{Corresponding author: [email protected]}\\
\textit{Lux Industries, Inc.}\\
\texttt{[email protected]}
}
\date{2024}
\begin{document}
\luxcoverpage
\begin{abstract}
We present Lux Credit, a decentralized lending protocol that enables zero-interest, self-repaying loans against cryptocurrency collateral. Inspired by Alchemix, Lux Credit targets loan-to-value ratios up to 90\% (asset-dependent) through automated yield generation on collateral, with a design target of approximately 11\% net APY to LUX stakers while maintaining protocol solvency. The system supports Bitcoin, Ethereum, and multiple assets via M-Chain's MPC bridge. All operational figures in this paper --- loan counts, total value locked, yields, and liquidation history --- are illustrative design targets, not measured production data. By combining yield aggregation, threshold cryptography, and cross-chain integration, Lux Credit shows that high capital efficiency and long-term sustainability are achievable in decentralized lending. This paper details the protocol mechanics, yield optimization strategies, risk management framework, and integration with Lux's multi-chain infrastructure.
\end{abstract}
\input{sections/01-introduction}
\input{sections/02-protocol-architecture}
\input{sections/03-90-ltv-achievement}
\input{sections/04-11-apy-yield-generation}
\input{sections/05-cross-chain-collateral-via-m-chain}
\input{sections/06-risk-management-framework}
\input{sections/07-economic-model}
\input{sections/08-integration-with-lux-ecosystem}
\input{sections/09-implementation-status}
\input{sections/10-future-enhancements}
\input{sections/11-security-audits}
\input{sections/12-comparison-with-competitors}
\input{sections/13-conclusion}
\input{sections/15-appendix-a-yield-strategy-details}
\input{sections/16-appendix-b-loan-example}
\input{sections/17-appendix-c-mpc-integration-pseudocode}
\input{sections/99-acknowledgments}
\end{document}