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- F1: /v1/mpc/sign now requires sessionId (403 without). Same for
settlement/sign. No silent auto-session selection in handlers.
- F15: /v1/mpc/sign now gated by requireRole("owner","admin","signer","api")
to match /v1/mpc/settlement/sign.
- F6: decodeMessage is strict — returns error when the declared encoding
does not parse. Removed the raw-string fallback that made the endpoint
an arbitrary-bytes signing oracle.
- F4: /v1/mpc/balances/{address} now resolves the address against the
caller's org (ETH/BTC/SOL columns). Unknown or cross-tenant address
returns 404 — no more "empty balances" leak.
- F5: biometric enroll requires a server-issued challenge, signed
attestation (P-256 ECDSA verify), and a SecureGate liveness score
above 0.8 (PAD-2). Raw templates are no longer accepted. Added
consumeBiometricChallenge + verifyBiometricAttestation helpers.
- F14: added Wallet.DefaultForUserID column; handleMpcSetDefaultWallet
now writes to it instead of stuffing a "default:<userID>" sentinel
into the user-facing Name field. Previous default (if any) is cleared
atomically per (orgId, userId).
- F22: findDefaultWalletID reads the new is_default column (via
defaultForUserId) — no more "most recently created wallet" fallback
that produced non-deterministic behavior.