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zeekayandHanzo Dev
c381a82ac4
The landing page claimed a non-custodial wallet and non-custodial vaults — the term the April interface relief is defined around — for a product where bankd derives every signing key from the deploy mnemonic, holds it, and signs with it. The threshold-MPC claim was false twice: it described custody the customer does not have, by a mechanism that does not exist. Two errors underneath the copy. Wallet hardcoded note="Testnet" whatever the network, so real holdings would have read as play money on mainnet. And the Earn note put the collateral at the account's address when evmMarket.Deposit transfers it into the market contract and mints the position NFT to the account — the money was in the wrong place in the sentence describing where the money is. A plan perk still advertised a non-custodial crypto wallet; its mirror in lux-apps/credit moves with it, as the two are one list. The custody note states one mechanical fact, who signs, and sits where the customer commits rather than in a footer — on Wallet, on Earn, and inside the Earn modal, because the modal covers the page at the moment of commitment. What it does not cover, and the document now says so: the wallet's ETH and BTC are bridged tokens, so a holder has a claim on bridge backing rather than the asset, and no screen says that. Who backs that bridge is not established anywhere either, which is why the gap is recorded instead of written around. Co-authored-by: Hanzo Dev <[email protected]>
103 lines
3.3 KiB
Go
103 lines
3.3 KiB
Go
package collections
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import "github.com/hanzoai/base/core"
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// Plan is a Lux membership tier — one ladder across the bank
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// (lux.finance), the card program (lux.credit), and the platform.
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// Monetary values are minor units (cents); percentages are on majors.
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// Priced above the issuer cost basis (see the sfprivate fee schedule
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// on docs.lux.financial): account + card stack $25/mo, wires $75,
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// ACH $10, FX 1.75–2.55%, deposit 1%.
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type Plan struct {
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ID string `json:"id"`
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Name string `json:"name"`
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Monthly int64 `json:"monthly"`
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Card string `json:"card"` // included card: virtual | plastic | metal
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IBAN bool `json:"iban"` // wallet bank account included
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FreeACH int `json:"freeACH"`
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FreeWires int `json:"freeWires"`
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ACHFee int64 `json:"achFee"` // beyond allowance
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WireFee int64 `json:"wireFee"` // beyond allowance
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FXPct float64 `json:"fxPct"`
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DepositPct float64 `json:"depositPct"`
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DailyLimit int64 `json:"dailyLimit"`
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MonthlyLimit int64 `json:"monthlyLimit"`
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Holders int `json:"holders"`
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Invite bool `json:"invite,omitempty"`
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Perks []string `json:"perks"`
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}
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// Plans is the published ladder, lowest to highest.
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var Plans = []Plan{
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{
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ID: "silver", Name: "Silver", Monthly: 29_00,
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Card: "virtual", IBAN: false,
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FreeACH: 2, FreeWires: 0, ACHFee: 15_00, WireFee: 95_00,
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FXPct: 2.25, DepositPct: 1.5,
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DailyLimit: 10_000_00, MonthlyLimit: 100_000_00, Holders: 1,
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Perks: []string{
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"Virtual card in Apple Pay + Google Pay",
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"Multi-currency ewallet + P2P",
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"Built-in crypto wallet",
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},
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},
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{
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ID: "gold", Name: "Gold", Monthly: 99_00,
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Card: "plastic", IBAN: true,
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FreeACH: 10, FreeWires: 1, ACHFee: 12_00, WireFee: 85_00,
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FXPct: 1.95, DepositPct: 1.25,
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DailyLimit: 50_000_00, MonthlyLimit: 500_000_00, Holders: 1,
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Perks: []string{
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"Dedicated IBAN account",
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"Plastic card, shipped worldwide",
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"Priority support",
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},
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},
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{
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ID: "black", Name: "Black", Monthly: 299_00,
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Card: "metal", IBAN: true,
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FreeACH: 100, FreeWires: 3, ACHFee: 0, WireFee: 85_00,
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FXPct: 1.45, DepositPct: 1.0,
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DailyLimit: 250_000_00, MonthlyLimit: 2_500_000_00, Holders: 2,
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Perks: []string{
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"Metal card (annual commitment)",
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"Free ACH, 3 free wires monthly",
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"Borrow against your crypto — Liquid Protocol",
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"Pairs with the lux.credit Black Card",
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},
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},
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{
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ID: "sovereign", Name: "Sovereign", Monthly: 999_00,
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Card: "metal", IBAN: true, Invite: true,
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FreeACH: 100, FreeWires: 10, ACHFee: 0, WireFee: 75_00,
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FXPct: 0.95, DepositPct: 0.75,
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DailyLimit: 1_000_000_00, MonthlyLimit: 10_000_000_00, Holders: 3,
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Perks: []string{
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"Private banker + concierge",
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"10 free wires monthly, FX under 1%",
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"Up to 3 account holders",
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"Pairs with the lux.credit Sovereign Card",
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},
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},
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}
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// planField is the accounts-collection membership field; empty means the
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// entity-type default limits apply.
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func planField() *core.SelectField {
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ids := make([]string, len(Plans))
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for i, p := range Plans {
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ids[i] = p.ID
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}
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return &core.SelectField{Name: "plan", Values: ids, MaxSelect: 1}
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}
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// PlanByID returns the plan, or false when the id names no tier.
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func PlanByID(id string) (Plan, bool) {
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for _, p := range Plans {
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if p.ID == id {
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return p, true
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}
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}
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return Plan{}, false
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}
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