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85 lines
2.9 KiB
Go
85 lines
2.9 KiB
Go
// Copyright 2024-2026 Lux Partners Limited. All rights reserved.
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// Use of this source code is governed by the Apache 2.0
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// license that can be found in the LICENSE file.
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package regulatory
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// France implements the Jurisdiction interface for AMF/ACPR regulation.
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// Covers MiCA, Sapin II anti-corruption, PACTE law for ICOs/DASPs,
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// and Code monetaire et financier.
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type France struct{}
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func (f *France) Name() string { return "France" }
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func (f *France) Code() string { return "FR" }
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func (f *France) RegulatoryFramework() string { return "mica" }
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func (f *France) PassportableTo() []string { return []string{"LU", "DE", "NL", "IE", "IT", "ES"} }
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func (f *France) Requirements() []Requirement {
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return []Requirement{
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{
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ID: "fr-amf-licence",
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Category: "licensing",
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Description: "AMF authorisation for investment services provider (prestataire de services d'investissement)",
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Mandatory: true,
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Reference: "Code monetaire et financier (CMF), art. L.532-1",
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},
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{
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ID: "fr-mica-casp",
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Category: "licensing",
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Description: "MiCA CASP authorisation via AMF (replaces PACTE DASP regime effective 30 Dec 2024)",
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Mandatory: false,
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Reference: "Regulation (EU) 2023/1114 (MiCA), Title V; Loi PACTE art. 86 (transitional)",
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},
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{
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ID: "fr-acpr-aml",
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Category: "aml",
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Description: "AML/CFT compliance supervised by ACPR (Autorite de controle prudentiel et de resolution)",
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Mandatory: true,
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Reference: "CMF, art. L.561-1 et seq.",
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},
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{
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ID: "fr-aml-kyc",
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Category: "kyc",
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Description: "CDD: verify identity, beneficial ownership, purpose of business relationship",
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Mandatory: true,
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Reference: "CMF, art. L.561-5 to L.561-5-1",
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},
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{
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ID: "fr-aml-edd",
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Category: "kyc",
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Description: "Enhanced due diligence for PEPs and high-risk relationships",
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Mandatory: true,
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Reference: "CMF, art. L.561-10",
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},
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{
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ID: "fr-tracfin-str",
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Category: "reporting",
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Description: "Suspicious Transaction Report to Tracfin (Traitement du renseignement et action contre les circuits financiers clandestins)",
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Mandatory: true,
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Reference: "CMF, art. L.561-15",
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},
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{
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ID: "fr-sapin-ii",
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Category: "aml",
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Description: "Sapin II anti-corruption compliance for entities with 500+ employees or EUR 100M+ revenue",
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Mandatory: false,
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Reference: "Loi Sapin II (Law 2016-1691), art. 17",
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},
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{
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ID: "fr-fatca-crs",
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Category: "reporting",
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Description: "FATCA/CRS reporting to Direction generale des finances publiques (DGFiP)",
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Mandatory: true,
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Reference: "Code general des impots, art. 1649 AC",
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},
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}
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}
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func (f *France) ValidateApplication(app *ApplicationData) []Violation {
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return validateEUApplication(app, "fr-aml-kyc", "fr-aml-edd", "fr-tracfin-str")
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}
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func (f *France) TransactionLimits() *Limits {
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return euTransactionLimits()
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}
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